Andal is a business credit broker, not a lender. We arrange introductions to third-party lenders and finance providers on behalf of our clients;
we do not lend money ourselves. We act for you, the borrower, and our fees are paid by lenders
on our panel when a deal completes, not by our clients. Andal acts only for corporate clients: limited companies (Ltd), limited liability
partnerships (LLPs), and partnerships of four or more partners. We do not act for sole traders, partnerships of fewer than four partners, or individuals in a
personal capacity, and we do not offer personal loans or consumer credit. This is what keeps Andal's
business outside the scope of FCA regulation: credit broking is only a regulated activity where
it concerns an "individual" borrower, and under the Financial Services and Markets Act 2000 (Regulated
Activities) Order 2001 that definition extends to sole traders and to partnerships of two or three
people. Bodies corporate and partnerships of four or more fall outside it, so Andal does not hold,
and does not need, FCA authorisation for consumer credit to operate. If you are an individual,
sole trader, small partnership, or looking for a personal loan, Andal is currently not able to
help you.
© 2026 Andal Capital Ltd. All rights reserved.
England and Wales. Business finance broking only.